About this vault
The August USPC vault allows users to earn interest on USDC by lending against USPC. USPC is the ERC-4626 wrapper for iUSPC, a tokenized structured note issued by Shift Capital Ltd. Its underlying portfolio follows an actively managed credit strategy across DeFi, CeFi and TradFi, focused on senior credit and overcollateralized lending managed by Asset Management Switzerland AG, a FINMA-licensed asset manager.
APY: 6.39% · 5-day average: 5.67%
Black: APY · Green: 5-day moving average
Score: 26.32
Deposits: $1,852,732
% Liquidity: 6.90%
APY: 6.39% · 5-day average: 5.67%
Black: APY · Green: 5-day moving average
Score: 26.32
Deposits: $1,852,732
% Liquidity: 6.90%
Score Details Total Score: 26.32 · Confidence: 77.50
| Factor | Score |
|---|---|
| 30% stress-tested collateral | 31.00 |
| 15% liquidation liquidity | 29.00 |
| 15% borrower and collateral concentration | 0.00 |
| 15% borrower health under stress | 0.00 |
| 10% oracle and collateral complexity | 55.00 |
| 10% withdrawal liquidity | 51.74 |
| 5% liquidation history | 40.00 |
Risk flags: single collateral exceeds 80% of allocation; single borrower exceeds 80% of exposed debt; more than 50% unrecognized collateral
Markets
| Market | Pair | Vault Allocation | LLTV | Oracle | Utilization | Supply | Borrow | Idle | Deallocatable | Min Health | At-Risk Debt | Liquidatable Debt | Liquidations 30d | Repaid 30d | Bad Debt 30d | Last Liquidation |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0xdcaf | USDC / USPC | $1,852,824 | 91.50% | ChainlinkOracleV2 | 93.10% | 5.36% | 5.77% | $127,812 | $0 | 0.00 | $1,724,924 | $0 | 0 | $0 | $0 | — |
Largest Borrowers
| Address | Borrowed | Collateral | Health |
|---|---|---|---|
0xD5EfCd1BCB9336F4E02598E10554c696dAe4Ae2b | $1,724,924 | $2,000,361 | 1.06 |